Your bank already texts you. Masareef reads it.

Every payment becomes a sorted, budgeted month. On your phone, with no bank login.

Download for Android Coming soon on Google Play

Thursday 1 October

NBE10:42

تم خصم 350.00 جم من بطاقتك المنتهية بـ 4821 لدى CARREFOUR MAADI

Carrefour Maadi

Groceries · card 4821

−350

Groceries this month2,150 of 4,000

NBE13:20

تم خصم 180.00 جم من بطاقتك المنتهية بـ 4821 لدى UBER TRIP

Uber

Transport · card 4821

−180

Transport this month540 of 1,500

Two texts. One transfer.

Saturday 3 October

InstaPay19:05

تم تحويل 1,200.00 جم إلى AHMED M

NBE21:30

تم خصم 1,205.00 جم من حسابكم تحويل لحظي

InstaPay · 1,200NBE · 1,205

counted once

Ahmed M.

Transfer · fee 5

−1,205

Paid cash? Just say it.

Tuesday 6 October

0:04

Heard 2 paymentsCash

Koshary

Food

−85

Taxi

Transport

−60

Bills, seen before they're due.

Wednesday 14 October

Fawry09:12

تم دفع 320.00 جم لفاتورة الكهرباء عبر فوري

Electricity

Paid · next one 14 Nov

−320

Coming up3,600

Mon19WE Internet450 Mon19valU instalment1,150 Wed28Gam'eya جمعية2,000

Instalments and gam'eya, counted.

Monday 19 October

valU12:00

تم سداد القسط رقم 4 بقيمة 1,150.00 جم بنجاح

valU · Fridge

4 of 12 paid · ends Jun 2027

9,200 left

Gam'eya جمعية · 10 people

Your turn in March · 20,000

A tight week has a number.

Move the sliders.

Thursday 22 October

NBE18:47

تم خصم 2,400.00 جم من بطاقتك المنتهية بـ 4821 لدى B.TECH

Balance

Bills before payday

Days until payday

Safe to spend

0 EGP / day

Payday, planned before it's spent.

Sunday 25 October · payday

NBE08:03

تم إيداع 18,500.00 جم في حسابكم - مرتب

Plan for 18,500Committed

Rent6,000 Gam'eya2,000 Bills and valU2,300 Sahel trip goal1,500 Free to spend6,700

What you own, paying you back.

Wednesday 28 October

CIB07:30

تم إضافة 1,750.00 جم عائد الشهادة إلى حسابكم

CIB certificate

Monthly return

+1,750

Thndr wallet

Every day · 26, 27, 28 Oct

+11.80 ×3

Net worth214,800 EGP

The month, looked back on.

Saturday 31 October

October14,230 of 16,000 spent

Groceries

3,980 Food out

2,740 Bills

2,320 Transport

1,610 Other

3,580

Worth it · 23Regret · 41,770 under budget

Everything above stayed on the phone.

Your money stays on your phone.

No accounts, no bank passwords
Nothing about you is ever uploaded
Only exchange rates and the gold price are downloaded
Receipts are read on your phone
PIN lock, and hide any amount with a tap
Password-locked backups, saved where you choose

Questions

Which banks does it read?

Payment texts from Egyptian banks in Arabic and English, plus InstaPay and wallet notifications. You can add any other bank yourself in a minute.

Do I need to connect my bank account?

No. It reads the texts your bank already sends you. There's no login and nothing to link.

Why does it need to read my messages?

To find your bank's payment texts. Messages from anyone else are ignored, and nothing it reads leaves your phone.

What about cash?

Add it in a few taps or by saying it out loud.

What's the difference between Google Play and the APK?

Only how your bank's texts get in. The Google Play version reads them from your texting app's notifications. The APK from this site reads SMS directly and can also bring in the texts already on your phone. A backup from one restores in the other.

Is it on iPhone?

No. iPhones don't let apps read texts, so Masareef is Android only.

What if I change phones?

Back up to one file and restore it on the new phone. Backups are locked with a password you choose, so keep it somewhere safe.

Does it cost anything?

It's free to download.

Start with tomorrow's text.

Download the APK Coming soon on Google Play

Same app, two ways in. Google Play reads your texting app's notifications. The APK reads SMS and can bring in older texts. Android 8 and up, free.